Profile of Debtor |
Taking Legal Control of Goods |
Charging Order |
Attachment of Earnings |
Third Party Debt Order |
Order To Obtain Information |
Consumer |
A High Court Enforcement Officer cannot force entry
to a private house unless invited so does the
judgment debtor have any assets outside the house
e.g. a vehicle? |
Does the Consumer own the property? Is there
any available equity in the property which can be
“charged” |
Is the Judgment Debtor employed as this will
allow a deduction to be made from salary.
However it won’t work for a self-employed
debtor. |
Does the Judgment Debtor have a bank or
building society account which has funds? If
so, the third party, typically the bank, can be
made to pay these over to you as creditor. |
Do you need more information? Use this
application to find out more about your Judgment
Debtor’s circumstances or use our Means Report
service through SHERLOCK. |
Sole Trader Working From Home |
A High Court Enforcement Officer cannot force entry
to a private house unless invited so does the
judgment debtor have any assets outside the house
e.g. a vehicle? |
Does the Sole Trader own the property? Is there
any available equity in the property which can be
“charged” |
Is the Judgment Debtor employed as this will
allow a deduction to be made from salary.
However it won’t work for a self-employed
debtor. |
As above |
As above |
Sole Trader Working From Business
Premises |
Does the business have “goods”, office equipment,
plant and machinery, or vehicles which are free of
finance |
Does the Sole Trader own the premises – which
could then be subject to a Charging Order? |
Unless you can establish an element of
employment you won’t be able to use
Attachment of Earnings against a Sole Trader. |
As above |
As above |
Partner Working From Home |
A High Court Enforcement Officer cannot force entry
to a private house unless invited so does the
judgment debtor have any assets outside the house
e.g. a vehicle? |
Does the Partner own the property? Is there any
available equity in the property which can be
“charged” |
Unless you can establish an element of
employment you won’t be able to use
Attachment of Earnings against a Partner. |
As above |
As above |
Partner Working From Business Premises |
Does the firm have “goods”, office equipment, plant
and machinery, or vehicles which are free of finance |
Does the Partner own the premises – which could
then be subject to a Charging Order? |
Unless you can establish an element of
employment you won’t be able to use
Attachment of Earnings against a Partner. |
As above |
As above |
Limited Company trading from home
environment |
A High Court Enforcement Officer cannot force entry
to a private house unless invited so does the
judgment debtor have any assets outside the house
e.g. a vehicle? |
Does the limited company own the premises –
which could then be subject to a Charging Order? |
Does a director of the limited company have a
personal liability to pay the judgment debt if
so, is that director receiving a salary from the
limited company which can be attached? |
As above |
As above |
Limited Company trading from business
premises |
Does the limited company have “goods”, e.g. office
equipment, plant and machinery, vehicles which are
free of finance. |
Does the limited company own the premises –
which could then be subject to a Charging Order? |
Does a director of the limited company have a
personal liability to pay the judgment debt if
so, is that director receiving a salary from the
limited company which can be attached? |
As above |
As above |